Thursday, February 17, 2011

Making Internet Money


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Miguel Marquez Beaten In Bahrain: ABC <b>News</b> Correspondent Attacked <b>...</b>

Riots have rocked the Arab world for weeks now, and attacks on Western journalists reporting from the midst of the fray have been rampant. Reporting from Bahrain's Pearl Square in the capital city of Manama today, ABC News Correspondent ...

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.


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Miguel Marquez Beaten In Bahrain: ABC <b>News</b> Correspondent Attacked <b>...</b>

Riots have rocked the Arab world for weeks now, and attacks on Western journalists reporting from the midst of the fray have been rampant. Reporting from Bahrain's Pearl Square in the capital city of Manama today, ABC News Correspondent ...

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.


bench craft company scam

Miguel Marquez Beaten In Bahrain: ABC <b>News</b> Correspondent Attacked <b>...</b>

Riots have rocked the Arab world for weeks now, and attacks on Western journalists reporting from the midst of the fray have been rampant. Reporting from Bahrain's Pearl Square in the capital city of Manama today, ABC News Correspondent ...

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.


bench craft company scam

Miguel Marquez Beaten In Bahrain: ABC <b>News</b> Correspondent Attacked <b>...</b>

Riots have rocked the Arab world for weeks now, and attacks on Western journalists reporting from the midst of the fray have been rampant. Reporting from Bahrain's Pearl Square in the capital city of Manama today, ABC News Correspondent ...

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.


benchcraft company scam

Miguel Marquez Beaten In Bahrain: ABC <b>News</b> Correspondent Attacked <b>...</b>

Riots have rocked the Arab world for weeks now, and attacks on Western journalists reporting from the midst of the fray have been rampant. Reporting from Bahrain's Pearl Square in the capital city of Manama today, ABC News Correspondent ...

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.


benchcraft company scam

Miguel Marquez Beaten In Bahrain: ABC <b>News</b> Correspondent Attacked <b>...</b>

Riots have rocked the Arab world for weeks now, and attacks on Western journalists reporting from the midst of the fray have been rampant. Reporting from Bahrain's Pearl Square in the capital city of Manama today, ABC News Correspondent ...

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.


bench craft company scam

Miguel Marquez Beaten In Bahrain: ABC <b>News</b> Correspondent Attacked <b>...</b>

Riots have rocked the Arab world for weeks now, and attacks on Western journalists reporting from the midst of the fray have been rampant. Reporting from Bahrain's Pearl Square in the capital city of Manama today, ABC News Correspondent ...

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.


benchcraft company scam

Miguel Marquez Beaten In Bahrain: ABC <b>News</b> Correspondent Attacked <b>...</b>

Riots have rocked the Arab world for weeks now, and attacks on Western journalists reporting from the midst of the fray have been rampant. Reporting from Bahrain's Pearl Square in the capital city of Manama today, ABC News Correspondent ...

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.


bench craft company sales

Miguel Marquez Beaten In Bahrain: ABC <b>News</b> Correspondent Attacked <b>...</b>

Riots have rocked the Arab world for weeks now, and attacks on Western journalists reporting from the midst of the fray have been rampant. Reporting from Bahrain's Pearl Square in the capital city of Manama today, ABC News Correspondent ...

What Will Kill a Bull Market? Good <b>News</b> - CNBC

The best of times for the economy can be the worst of times for the stock market, and that may prove especially true in a market driven by trillions of dollars in monetary stimulus.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.















Tuesday, February 15, 2011

foreclosure


In a major ruling Friday, a coalition of nonprofit defense lawyers and consumer protection advocates in Maryland successfully got over 10,000 foreclosure cases managed by GMAC Mortgage tossed out, because affidavits in the cases were signed by Jeffrey Stephan, the infamous GMAC “robo-signer” who attested to the authenticity of foreclosure documents without any knowledge about them, as well as signing other false statements.


The University of Maryland Consumer Protection Clinic and Civil Justice, Inc., a nonprofit, filed the class action lawsuit, arguing that any case using Jeffrey Stephan as a signer was illegitimate and must be dismissed. In court Friday, GMAC agreed to dismiss every case in Maryland relying on a Stephan affidavit. They can refile foreclosure actions on the close to 10,000 homes, but only at their own expense, and subject to new Maryland regulations which require mandatory mediation between borrower and lender before moving to foreclosure. Civil Justice and the Consumer Protection Clinic also want any cases with affidavits from Xee Moua of Wells Fargo, who has also admitted to robo-signing, thrown out, but that case has not yet been settled.


This was not the plan of GMAC and other banks caught using robo-signers last year. They hoped to undergo a pause in proceedings, run a quick “double-check” and then issue substitute documents in the same cases. That would have been a much more rapid solution for the banks and would have resulted in many more foreclosures. Now GMAC has to go back and basically file the entire case all over again, meaning they have to give notice of foreclosure to the borrower, engage the borrower in modification options, and basically run through the whole process from the beginning. They cannot use the shortcut solution, thanks to the class action suit filed. GMAC’s dismissal of every foreclosure in Maryland shows their doubts they would have won the class action.


The Consumer Protection Clinic at the U. of Maryland is a class taught by Peter Holland. Rather than just read and lecture about foreclosure fraud and consumer protection law, Holland has the class join motions, prepare cross-examinations and legitimately get involved in the cases. It reminds me of the class of Alan Dershowitz depicted in the film Reversal of Fortune, or the Medill Innocence Project investigating wrongful convictions at Northwestern. Given the national scope of foreclosure fraud, you can imagine classes like this springing up all over the country.


As I said, this doesn’t mean that GMAC cannot refile foreclosures in these cases. But they have to spend a lot of time and money to go back to the beginning and redo every case, and must adhere to Maryland law of allowing mediation. Maryland is a judicial foreclosure state which has produced some of the better rulings during this crisis. But we’re starting to see challenges even in non-judicial foreclosure states, like Massachusetts, where the Ibanez case has thrown every foreclosure in the state into turmoil. The rates of moving properties through foreclosure have dropped dramatically, in all 50 states, by an average of 50%. It just seems inevitable that lawyers in other states will follow the Maryland action and attempt to get everything which used a robo-signer thrown out.


And if the Ibanez case, which questions the right for banks to foreclose at all, can be broadly applied, those rates will drop even further. And Georgetown Law Professor Adam Levitin thinks may be the case.



LPS Applied Analytics released their December Mortgage Performance data. According to LPS:



• The average loan in foreclosure has been delinquent a record 507 days. This is up from 406 days at the end of 2009, and up from 499 days at the end of November.

• Overall, mortgage delinquencies dropped nearly 18% in 2010.

• On the other hand, foreclosure inventories were up almost 10% in 2010, and are now at nearly 8x historical averages

• “First-time” foreclosures are on the decline, with over 30% of new foreclosure starts having been in foreclosure before



Click on graph for larger image in graph gallery.



This graph provided by LPS Applied Analytics shows the percent delinquent, percent in foreclosure, and total non-current mortgages.



The percent in the foreclosure process is trending up because of the foreclosure moratoriums.



According to LPS, 8.83% of mortgages are delinquent (down from 9.02% in November), and another 4.15% are in the foreclosure process (up from 4.08% in November) for a total of 12.98%. It breaks down as:



• 2.56 million loans less than 90 days delinquent.

• 2.12 million loans 90+ days delinquent.

• 2.2 million loans in foreclosure process.



For a total of 6.87 million loans delinquent or in foreclosure.



The second graph shows the break down of serious deliquencies.



LPS reported "the share of seriously delinquent loans that have not made payments in over a year continues to increase.".



Note: I've seen some people include these 7 million delinquent loans as "shadow inventory". This is not correct because 1) some of these loans will cure, and 2) some of these homes are already listed for sale (so they are included in the visible inventory).



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Scientists, telescope hunt massive hidden object in space – This <b>...</b>

You know how you sometimes can sense that something is present even though you can't see it? Well, astronomers are getting that feeling about a giant, hidden object in space. And when we say giant, we mean GIANT.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Great <b>news</b>: Supercomputer utterly destroys all-time champs on <b>...</b>

Great news: Supercomputer utterly destroys all-time champs on Jeopardy.


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Scientists, telescope hunt massive hidden object in space – This <b>...</b>

You know how you sometimes can sense that something is present even though you can't see it? Well, astronomers are getting that feeling about a giant, hidden object in space. And when we say giant, we mean GIANT.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Great <b>news</b>: Supercomputer utterly destroys all-time champs on <b>...</b>

Great news: Supercomputer utterly destroys all-time champs on Jeopardy.


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Scientists, telescope hunt massive hidden object in space – This <b>...</b>

You know how you sometimes can sense that something is present even though you can't see it? Well, astronomers are getting that feeling about a giant, hidden object in space. And when we say giant, we mean GIANT.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Great <b>news</b>: Supercomputer utterly destroys all-time champs on <b>...</b>

Great news: Supercomputer utterly destroys all-time champs on Jeopardy.


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Scientists, telescope hunt massive hidden object in space – This <b>...</b>

You know how you sometimes can sense that something is present even though you can't see it? Well, astronomers are getting that feeling about a giant, hidden object in space. And when we say giant, we mean GIANT.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Great <b>news</b>: Supercomputer utterly destroys all-time champs on <b>...</b>

Great news: Supercomputer utterly destroys all-time champs on Jeopardy.


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Scientists, telescope hunt massive hidden object in space – This <b>...</b>

You know how you sometimes can sense that something is present even though you can't see it? Well, astronomers are getting that feeling about a giant, hidden object in space. And when we say giant, we mean GIANT.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Great <b>news</b>: Supercomputer utterly destroys all-time champs on <b>...</b>

Great news: Supercomputer utterly destroys all-time champs on Jeopardy.


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Scientists, telescope hunt massive hidden object in space – This <b>...</b>

You know how you sometimes can sense that something is present even though you can't see it? Well, astronomers are getting that feeling about a giant, hidden object in space. And when we say giant, we mean GIANT.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Great <b>news</b>: Supercomputer utterly destroys all-time champs on <b>...</b>

Great news: Supercomputer utterly destroys all-time champs on Jeopardy.


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Scientists, telescope hunt massive hidden object in space – This <b>...</b>

You know how you sometimes can sense that something is present even though you can't see it? Well, astronomers are getting that feeling about a giant, hidden object in space. And when we say giant, we mean GIANT.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Great <b>news</b>: Supercomputer utterly destroys all-time champs on <b>...</b>

Great news: Supercomputer utterly destroys all-time champs on Jeopardy.


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Scientists, telescope hunt massive hidden object in space – This <b>...</b>

You know how you sometimes can sense that something is present even though you can't see it? Well, astronomers are getting that feeling about a giant, hidden object in space. And when we say giant, we mean GIANT.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Great <b>news</b>: Supercomputer utterly destroys all-time champs on <b>...</b>

Great news: Supercomputer utterly destroys all-time champs on Jeopardy.


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Scientists, telescope hunt massive hidden object in space – This <b>...</b>

You know how you sometimes can sense that something is present even though you can't see it? Well, astronomers are getting that feeling about a giant, hidden object in space. And when we say giant, we mean GIANT.

Michelle Malkin » CBS <b>News</b> reporter Lara Logan sexually assaulted <b>...</b>

CBS News reporter Lara Logan sexually assaulted, beaten in Cairo; Update: Unhinged NYU fellow attacks Logan as “war-monger”

Great <b>news</b>: Supercomputer utterly destroys all-time champs on <b>...</b>

Great news: Supercomputer utterly destroys all-time champs on Jeopardy.

















Friday, February 11, 2011

foreclosure help

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Foreclosure Help by Leonora7


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Former Fox <b>News</b> Employee Makes Outrageous Claims About Network&#39;s <b>...</b>

Media Matters talks to an anonymous former employee of Fox News who makes the outrageous claims that stuff is just made up and the network's goal is to prop.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...

Nokia Finally Drops Its <b>News</b>: It&#39;s Microsoft | mocoNews

The news everyone has been waiting for has finally come out: Nokia (NYSE: NOK) has done a deal with Microsoft (NSDQ: MSFT), where Windows Phone will become the primary operating system for Nokia's smartphones. The deal will bring brands ...


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Foreclosure Help by Leonora7


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Former Fox <b>News</b> Employee Makes Outrageous Claims About Network&#39;s <b>...</b>

Media Matters talks to an anonymous former employee of Fox News who makes the outrageous claims that stuff is just made up and the network's goal is to prop.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...

Nokia Finally Drops Its <b>News</b>: It&#39;s Microsoft | mocoNews

The news everyone has been waiting for has finally come out: Nokia (NYSE: NOK) has done a deal with Microsoft (NSDQ: MSFT), where Windows Phone will become the primary operating system for Nokia's smartphones. The deal will bring brands ...


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Former Fox <b>News</b> Employee Makes Outrageous Claims About Network&#39;s <b>...</b>

Media Matters talks to an anonymous former employee of Fox News who makes the outrageous claims that stuff is just made up and the network's goal is to prop.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...

Nokia Finally Drops Its <b>News</b>: It&#39;s Microsoft | mocoNews

The news everyone has been waiting for has finally come out: Nokia (NYSE: NOK) has done a deal with Microsoft (NSDQ: MSFT), where Windows Phone will become the primary operating system for Nokia's smartphones. The deal will bring brands ...


bench craft company

Former Fox <b>News</b> Employee Makes Outrageous Claims About Network&#39;s <b>...</b>

Media Matters talks to an anonymous former employee of Fox News who makes the outrageous claims that stuff is just made up and the network's goal is to prop.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...

Nokia Finally Drops Its <b>News</b>: It&#39;s Microsoft | mocoNews

The news everyone has been waiting for has finally come out: Nokia (NYSE: NOK) has done a deal with Microsoft (NSDQ: MSFT), where Windows Phone will become the primary operating system for Nokia's smartphones. The deal will bring brands ...


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Foreclosure Help by Leonora7


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Former Fox <b>News</b> Employee Makes Outrageous Claims About Network&#39;s <b>...</b>

Media Matters talks to an anonymous former employee of Fox News who makes the outrageous claims that stuff is just made up and the network's goal is to prop.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: February 10, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Palm oil giant to halt Indonesia deforestation; Georgia forests worth more than $37 billion annually; Search for wind-related grid problems finds a bigger concern; IBM hunting for lithium-air car ...

Nokia Finally Drops Its <b>News</b>: It&#39;s Microsoft | mocoNews

The news everyone has been waiting for has finally come out: Nokia (NYSE: NOK) has done a deal with Microsoft (NSDQ: MSFT), where Windows Phone will become the primary operating system for Nokia's smartphones. The deal will bring brands ...


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There is an amazing story in the August 2009 issue of the California Bar Journal about the growing number of complaints against lawyers and law firms offering mortgage help to homeowners. From investigating nine such complaints for all of 2008, the California State Bar is now investigating 391 complaints against 140 attorneys. What is causing this huge increase in the number of borrowers complaining about attorneys?

With the rise in the foreclosure rate over the past few years, it seems that many lawyers have gone into the foreclosure assistance business. Even in states like California, where loan mitigation companies are no longer allowed to charge an up-front fee from borrowers, attorneys can still charge a multiple-thousand dollar retainer fee before any work is done for a homeowner. This makes the foreclosure business very lucrative, and very attractive for the corrupt.

Also, what happened to all of the lawyers providing mortgage services during the boom for lenders, title companies, and home buyers? Many states require that borrowers and sellers both have an attorney at closing to represent them. With the falloff in new closings and refinances, these attorneys may have decided to enter the other side of the business -- helping homeowners escape the predatory loans the lawyers should have warned about in the first place.

Many homeowners were given loans that were either misrepresented to them or were simply not explained at all. Too many lawyers hired to make sure the borrowers understood the terms of the contracts did very little other than collect several hundred dollars at the closing table. The law requiring legal counsel before a real estate closing had more to do with injecting unnecessary legal fees into the housing market than creating educated borrowers.

Some of the complaints against these lawyers now providing loan modification services are the same ones homeowners routinely file against loss mitigation companies. Some of the complaints involve no service being provided, up-front fees that are collected but no work is done, no refunds even though no work is done, instructing homeowners to stop contacting their lenders, even attempting to transfer money directly out of a borrower's bank account.

This indicates that some lawyers have entered the loan modification business essentially just to steal money from desperate homeowners. Too many companies or law firms take payments from borrowers and then never provide any work -- it is one of the most common foreclosure scams around, and one that homeowners keep becoming victims of as they try to save their homes.

But none of this really explains the shocking rise in complaints against attorneys offering foreclosure help. From nine in 2008 to close to 400 in the first seven months of 2009, it seems that more factors than just legal industry corruption are involved. Or, have attorneys in large numbers made the move from other less lucrative practices into the foreclosure business, where they can prey off the huge numbers of people struggling to keep their properties?

Wednesday, February 9, 2011

personal finance budgets



Last night in the State of the Union address, President Obama stated that “the only way to tackle our deficit is to cut excessive spending wherever we find it—in domestic spending, defense spending, health care spending, and spending through tax breaks and loopholes. This means further reducing health care costs, including programs like Medicare and Medicaid, which are the single biggest contributor to our long-term deficit. Health insurance reform will slow these rising costs.”


Is it possible that the President has already forgotten that the health care law included a massive expansion of the broken Medicaid entitlement? According to projected national health expenditures from the Office of the Actuary at the Centers for Medicare and Medicaid Services (CMS), Medicaid spending in 2019 will be $896.2 billion. Without the health care law, CMS projects that the amount would have been $802.4 billion.


This means that the President’s health care law will increase Medicaid spending by 12 percent or about $100 billion annually. The extra spending comes from the additional 18 million or so individuals—mostly non-disabled and non-elderly adults without children—who will now have taxpayers paying their health care bills through the Medicaid program.


Two central components of the law expand eligibility to the government-run Medicaid program and offer costly subsidies to an estimated 20 million individuals to purchase health insurance. With an increasing amount of health care subsidization, taxes will increase, but so will the demand for health care services. This problem is exacerbated because there is very limited out-of-pocket payment for Medicaid. The subsidies and the increased third-party payment will cause health spending to grow, not slow.


Medicaid is a broken program for many reasons. First, national spending on Medicaid has more than quintupled over the past two decades, and about 16 percent of the population is currently enrolled. A primary reason state budgets are out of whack is this explosive Medicaid growth and states’ responsibility to finance a portion of its programs costs.


Despite the massive increase in spending, many physicians fail to participate in the program because of low payment rates and a frustrating amount of paperwork. This causes many Medicaid beneficiaries to receive basic care services in the emergency room.


There is evidence that Medicaid provides beneficiaries with a low quality of care. A recent study from the University of Virginia found that Medicaid patients have worse surgical outcomes than individuals without insurance, even controlling for a multitude of personal characteristics.


Instead of doubling down on Medicaid and its existing structure, Washington should consider major structural reform for this troubled program. To start, the open-ended federal reimbursement of state Medicaid spending, which creates perverse incentives for states to grow their programs unsustainably, must be reformed. Then, taxpayer-financed assistance should be targeted to truly deserving individuals using market-based principles that better align incentives of providers, recipients, states, and taxpayers. This is the path to put Medicaid spending on a more sustainable course.


The President should re-read his law if he believes its passage either improved Medicaid for those on it or reduced Medicaid spending growth.




A new year often means lofty resolutions, especially when it comes to planning and maintaining a travel budget.



Though there are many personal-finance sites and software out there, this year I'm resolving to use Mint.com's free online tool. You can create plans for saving toward retirement and buying a house, but I'll be primarily using the site for its Travel Goals, which help you set -- and stick to -- realistic travel budgets.



And though the tool obviously doesn't do the hardest part (you still have to save the money), it does track how far or close you are to achieving your Travel Goal.



For example, say you want to go to Hawaii for a week this summer. Once you create a budget by filling in the estimates for airfare, hotel, meals, and other expenses, you can then specify how much you will contribute to that Travel Goal each month.



If you underestimate how much you'd need to save per month, the online tool points out: "Oh no! You aren't saving enough each month to reach your goal on time." The tool then offers you two ways to fix your Travel Goal: increase your monthly contribution in order to reach your desired travel date or postpone your planned date to fit your monthly contribution.



If you stay on track with saving the specified amount each month, Mint.com's budgeting tool highlights (and adjusts) the projected date of when you can afford to take the trip. Save more, and you could afford to take your trip a month or two earlier.



But if you slack on your monthly savings, the date will be pushed back -- a reality check and an instant motivator. Once you mentally equate an unnecessary clothing purchase or an impulse buy to the consequence of delaying your trip by a month, saving becomes a little more real.



Granted, most people will buy plane tickets and reserve hotels with a credit card several months before actually taking the trip; the tool helps track if you'll be able to easily pay it all off after your trip. After all, nothing ruins a vacation more than coming home to bills that you're not financially prepared to handle.



To fund my travels this year, I've linked my Mint.com account to an ING Savings Account labeled Travel Fund.



How do you stay on track with saving up for a vacation?



[flickr image via epSoS.de]




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Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

First, Arianna Huffington gets $315 million from AOL for the HuffPo and winds up with editorial control of their entire content. Keith Olbermann gets … a nightly news show on an all-but-invisible cable channel and editorial control of ...

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.


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Last night in the State of the Union address, President Obama stated that “the only way to tackle our deficit is to cut excessive spending wherever we find it—in domestic spending, defense spending, health care spending, and spending through tax breaks and loopholes. This means further reducing health care costs, including programs like Medicare and Medicaid, which are the single biggest contributor to our long-term deficit. Health insurance reform will slow these rising costs.”


Is it possible that the President has already forgotten that the health care law included a massive expansion of the broken Medicaid entitlement? According to projected national health expenditures from the Office of the Actuary at the Centers for Medicare and Medicaid Services (CMS), Medicaid spending in 2019 will be $896.2 billion. Without the health care law, CMS projects that the amount would have been $802.4 billion.


This means that the President’s health care law will increase Medicaid spending by 12 percent or about $100 billion annually. The extra spending comes from the additional 18 million or so individuals—mostly non-disabled and non-elderly adults without children—who will now have taxpayers paying their health care bills through the Medicaid program.


Two central components of the law expand eligibility to the government-run Medicaid program and offer costly subsidies to an estimated 20 million individuals to purchase health insurance. With an increasing amount of health care subsidization, taxes will increase, but so will the demand for health care services. This problem is exacerbated because there is very limited out-of-pocket payment for Medicaid. The subsidies and the increased third-party payment will cause health spending to grow, not slow.


Medicaid is a broken program for many reasons. First, national spending on Medicaid has more than quintupled over the past two decades, and about 16 percent of the population is currently enrolled. A primary reason state budgets are out of whack is this explosive Medicaid growth and states’ responsibility to finance a portion of its programs costs.


Despite the massive increase in spending, many physicians fail to participate in the program because of low payment rates and a frustrating amount of paperwork. This causes many Medicaid beneficiaries to receive basic care services in the emergency room.


There is evidence that Medicaid provides beneficiaries with a low quality of care. A recent study from the University of Virginia found that Medicaid patients have worse surgical outcomes than individuals without insurance, even controlling for a multitude of personal characteristics.


Instead of doubling down on Medicaid and its existing structure, Washington should consider major structural reform for this troubled program. To start, the open-ended federal reimbursement of state Medicaid spending, which creates perverse incentives for states to grow their programs unsustainably, must be reformed. Then, taxpayer-financed assistance should be targeted to truly deserving individuals using market-based principles that better align incentives of providers, recipients, states, and taxpayers. This is the path to put Medicaid spending on a more sustainable course.


The President should re-read his law if he believes its passage either improved Medicaid for those on it or reduced Medicaid spending growth.




A new year often means lofty resolutions, especially when it comes to planning and maintaining a travel budget.



Though there are many personal-finance sites and software out there, this year I'm resolving to use Mint.com's free online tool. You can create plans for saving toward retirement and buying a house, but I'll be primarily using the site for its Travel Goals, which help you set -- and stick to -- realistic travel budgets.



And though the tool obviously doesn't do the hardest part (you still have to save the money), it does track how far or close you are to achieving your Travel Goal.



For example, say you want to go to Hawaii for a week this summer. Once you create a budget by filling in the estimates for airfare, hotel, meals, and other expenses, you can then specify how much you will contribute to that Travel Goal each month.



If you underestimate how much you'd need to save per month, the online tool points out: "Oh no! You aren't saving enough each month to reach your goal on time." The tool then offers you two ways to fix your Travel Goal: increase your monthly contribution in order to reach your desired travel date or postpone your planned date to fit your monthly contribution.



If you stay on track with saving the specified amount each month, Mint.com's budgeting tool highlights (and adjusts) the projected date of when you can afford to take the trip. Save more, and you could afford to take your trip a month or two earlier.



But if you slack on your monthly savings, the date will be pushed back -- a reality check and an instant motivator. Once you mentally equate an unnecessary clothing purchase or an impulse buy to the consequence of delaying your trip by a month, saving becomes a little more real.



Granted, most people will buy plane tickets and reserve hotels with a credit card several months before actually taking the trip; the tool helps track if you'll be able to easily pay it all off after your trip. After all, nothing ruins a vacation more than coming home to bills that you're not financially prepared to handle.



To fund my travels this year, I've linked my Mint.com account to an ING Savings Account labeled Travel Fund.



How do you stay on track with saving up for a vacation?



[flickr image via epSoS.de]




bench craft company>

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

First, Arianna Huffington gets $315 million from AOL for the HuffPo and winds up with editorial control of their entire content. Keith Olbermann gets … a nightly news show on an all-but-invisible cable channel and editorial control of ...

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.


bench craft company
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bench craft company

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

First, Arianna Huffington gets $315 million from AOL for the HuffPo and winds up with editorial control of their entire content. Keith Olbermann gets … a nightly news show on an all-but-invisible cable channel and editorial control of ...

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.


bench craft company


Last night in the State of the Union address, President Obama stated that “the only way to tackle our deficit is to cut excessive spending wherever we find it—in domestic spending, defense spending, health care spending, and spending through tax breaks and loopholes. This means further reducing health care costs, including programs like Medicare and Medicaid, which are the single biggest contributor to our long-term deficit. Health insurance reform will slow these rising costs.”


Is it possible that the President has already forgotten that the health care law included a massive expansion of the broken Medicaid entitlement? According to projected national health expenditures from the Office of the Actuary at the Centers for Medicare and Medicaid Services (CMS), Medicaid spending in 2019 will be $896.2 billion. Without the health care law, CMS projects that the amount would have been $802.4 billion.


This means that the President’s health care law will increase Medicaid spending by 12 percent or about $100 billion annually. The extra spending comes from the additional 18 million or so individuals—mostly non-disabled and non-elderly adults without children—who will now have taxpayers paying their health care bills through the Medicaid program.


Two central components of the law expand eligibility to the government-run Medicaid program and offer costly subsidies to an estimated 20 million individuals to purchase health insurance. With an increasing amount of health care subsidization, taxes will increase, but so will the demand for health care services. This problem is exacerbated because there is very limited out-of-pocket payment for Medicaid. The subsidies and the increased third-party payment will cause health spending to grow, not slow.


Medicaid is a broken program for many reasons. First, national spending on Medicaid has more than quintupled over the past two decades, and about 16 percent of the population is currently enrolled. A primary reason state budgets are out of whack is this explosive Medicaid growth and states’ responsibility to finance a portion of its programs costs.


Despite the massive increase in spending, many physicians fail to participate in the program because of low payment rates and a frustrating amount of paperwork. This causes many Medicaid beneficiaries to receive basic care services in the emergency room.


There is evidence that Medicaid provides beneficiaries with a low quality of care. A recent study from the University of Virginia found that Medicaid patients have worse surgical outcomes than individuals without insurance, even controlling for a multitude of personal characteristics.


Instead of doubling down on Medicaid and its existing structure, Washington should consider major structural reform for this troubled program. To start, the open-ended federal reimbursement of state Medicaid spending, which creates perverse incentives for states to grow their programs unsustainably, must be reformed. Then, taxpayer-financed assistance should be targeted to truly deserving individuals using market-based principles that better align incentives of providers, recipients, states, and taxpayers. This is the path to put Medicaid spending on a more sustainable course.


The President should re-read his law if he believes its passage either improved Medicaid for those on it or reduced Medicaid spending growth.




A new year often means lofty resolutions, especially when it comes to planning and maintaining a travel budget.



Though there are many personal-finance sites and software out there, this year I'm resolving to use Mint.com's free online tool. You can create plans for saving toward retirement and buying a house, but I'll be primarily using the site for its Travel Goals, which help you set -- and stick to -- realistic travel budgets.



And though the tool obviously doesn't do the hardest part (you still have to save the money), it does track how far or close you are to achieving your Travel Goal.



For example, say you want to go to Hawaii for a week this summer. Once you create a budget by filling in the estimates for airfare, hotel, meals, and other expenses, you can then specify how much you will contribute to that Travel Goal each month.



If you underestimate how much you'd need to save per month, the online tool points out: "Oh no! You aren't saving enough each month to reach your goal on time." The tool then offers you two ways to fix your Travel Goal: increase your monthly contribution in order to reach your desired travel date or postpone your planned date to fit your monthly contribution.



If you stay on track with saving the specified amount each month, Mint.com's budgeting tool highlights (and adjusts) the projected date of when you can afford to take the trip. Save more, and you could afford to take your trip a month or two earlier.



But if you slack on your monthly savings, the date will be pushed back -- a reality check and an instant motivator. Once you mentally equate an unnecessary clothing purchase or an impulse buy to the consequence of delaying your trip by a month, saving becomes a little more real.



Granted, most people will buy plane tickets and reserve hotels with a credit card several months before actually taking the trip; the tool helps track if you'll be able to easily pay it all off after your trip. After all, nothing ruins a vacation more than coming home to bills that you're not financially prepared to handle.



To fund my travels this year, I've linked my Mint.com account to an ING Savings Account labeled Travel Fund.



How do you stay on track with saving up for a vacation?



[flickr image via epSoS.de]




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follow quizzle on twitter! by QuizzleTown


bench craft company

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

First, Arianna Huffington gets $315 million from AOL for the HuffPo and winds up with editorial control of their entire content. Keith Olbermann gets … a nightly news show on an all-but-invisible cable channel and editorial control of ...

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.


bench craft company

follow quizzle on twitter! by QuizzleTown


bench craft company

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

First, Arianna Huffington gets $315 million from AOL for the HuffPo and winds up with editorial control of their entire content. Keith Olbermann gets … a nightly news show on an all-but-invisible cable channel and editorial control of ...

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.


bench craft company

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

First, Arianna Huffington gets $315 million from AOL for the HuffPo and winds up with editorial control of their entire content. Keith Olbermann gets … a nightly news show on an all-but-invisible cable channel and editorial control of ...

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.


bench craft company

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

First, Arianna Huffington gets $315 million from AOL for the HuffPo and winds up with editorial control of their entire content. Keith Olbermann gets … a nightly news show on an all-but-invisible cable channel and editorial control of ...

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.


bench craft company bench craft company
bench craft company

follow quizzle on twitter! by QuizzleTown


bench craft company
bench craft company

Jeff Fager, David Rhodes, Sean McManus Shuffled at CBS <b>News</b>: What <b>...</b>

In a surprise even to insiders, 60 Minutes executive producer Jeff Fager will lead the news division, along with Bloomberg's David Rhodes. Howard Kurtz on the back story—and what it spells for Katie Couric.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

First, Arianna Huffington gets $315 million from AOL for the HuffPo and winds up with editorial control of their entire content. Keith Olbermann gets … a nightly news show on an all-but-invisible cable channel and editorial control of ...

Small Business <b>News</b>: Digital Privacy and Customer Care

Small business is all about customer care. So how to you feel about new proposed legislation that is designed to prevent online clients from tracking customer.


bench craft company

I wasn't always a business owner and, after all I like to share my experience with you about this long/short process. Don't be afraid of running out of time, be diligent and persistent.

No matter how great and unique your idea for a new business is, or what business are you buying or taking over, you won't get past the starting gate without funding. There are many ways to find money, but most are generally more appropriate for most established companies. Still, there are some smart tacks for start ups; there's money out there if you get creative. Here's a look at some options:

Bootstrapping. - the translation for"Bootstrapping" is - using whatever resources you have on hand to help you get your business to the next level.

Entrepreneurs spend an average of close to $70,000 - $75,000 to start a business, and most of that money is provided by the small-business owners themselves. I am talking about my own experience here

Where do entrepreneurs find the money? While most part comes from personal savings and home-equity loans, they also tend to use (plastic), Credit Cards heavily. Possibly, half of all start ups are funded by the owners' credit cards. Also, if you dare, get into your pension plan, I did!

Raise money from relatives - Friends and family come handy. At the very early stages of any start up, entrepreneurs also tend to raise money from relatives, colleagues and other people they know well.
Usually, friends family financing is informal; you probably don't have to write a business plan for the transaction. But, no matter how well you know your early investors, it would be wise to draw up a contract to prevent any misunderstandings down the road.

Borrow from Banks. For most start ups, getting a traditional bank loan is a long shot, especially in today's economy. That's because banks typically will only consider companies that have been in business for two years, at least. I don't have to go on about my personal story, we were turned down by some exactly for the reason I am going to mention in a minute here. Above all, they need to see a tangible asset that can be used as collateral. The bank is going to loan money based on your ability to pay out, and they're more likely to finance something that has greater value and a history of great performance.

Also try SBA - Small Business Association. One possibility is to apply for a loan guaranteed by the Small Business Administration (SBA). A bank is less reluctant to take on a company with an SBA guaranty. Even with that seal of approval, you may still have to pledge your home/personal property as collateral.

Look for Grants you might qualify for. There are tons of information on the web, just be very selective who you start working with. You can order one of those kits and try yourself or you can find someone that write grands as a profession and help you with the application. If your venture is a technology business, you might be able to apply for a Small Business Innovation Research grant (SBIR).
That is a federally funded program mandating that certain agencies set aside part of their budgets to fund fledgling high-tech companies with interesting inventions they want to commercialize.
There also are a limited number of government grants for women and minority-owned businesses as well. One really good thing is: Competition for this money is steep. So, if you apply for the grant and win it, it's helpful for attracting funding from other investors.

Use Venture capital. Simply put, Venture Capitals rarely invest in start ups or even early-stage companies. Still, if your company already has a track record and promises high returns, it's worth a shot.
Learn about the service as it involves some sensitive issues. Your best bet is to use your network to find a referral. Then, make sure you have an great business plan put together. You also have to be willing to give up control over major decisions and/or to sell your business at one point in time.

Find "Angels". If you're further along in your development - you have a management team and, preferably, a product or service on the market that's of a high interest - you can try angels.
www.angelinvestors.net. They're private, high net-worth individuals who generally invest anywhere from $50,000 to $2 million in companies.
Who are they? most likely former entrepreneurs themselves, angels can offer not only money, they also can provide expertise and useful contacts.

How to find them? One avenue is to approach the growing number of angel clubs. These groups of private investors meet regularly to hear brief presentations from entrepreneurs seeking money and then, often, give money jointly to companies. to find them see link on this article!)

It's always important to do some research and document yourself on your options, your opportunity and use those professionals to get help from. Get expert tips, links on...
* Accounting and finance
* Entrepreneurial women, minorities, kids, more
* Global business
* Government regulations
* Green business
* Hiring and managing
* Legal issues
* Marketing
* Raising money
* Real estate
* Start up
* Technology

When it comes to Credit Cards, tread carefully. If you use them up to the maximum and create a huge debt and damage your credit rating, once your credit is shaky, it'll be hard to get further funding.

References: http://money.cnn.com/magazines/fortune/bestcompanies/2011/snapshots/1.html






















































Tuesday, February 8, 2011

Free rental agreement forms now online


surface encounters

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.


surface encounters

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.


surface encounters

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.


surface encounters

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.


surface encounters

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.


surface encounters

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.


surface encounters

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.


surface encounters

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.


surface encounters

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.


surface encounters

<b>News</b> Desk: To-Do List: Packers, Huffington Ascend the Ranks : The <b>...</b>

To know: The two American hikers who have been held in Iran for eighteen months on espionage charges pleaded not guilty on the first day of their trial. Frank Wisner, Barack Obama.

Olbermann to become “chief <b>news</b> officer” of Al Gore&#39;s cable <b>...</b>

Becoming chief news officer of Current TV is hardly a good trade for the prime-time position at MSNBC, and while some of his viewers will seek him out, most of them will probably stay put with Larry O'Donnell. ...

The Sun, Captured From All The Angles - Science <b>News</b>

The 360-degree view will enable early detection of potentially damaging solar storms.


Sunday, February 6, 2011

Making Money Ebay


Popular financial news and commentary website Seeking Alpha seems to have a pretty sweet setup — the site has built up a large readership (40 to 45 million pageviews per month) with articles that are written for free. So the announcement that the site will start paying its contributors looks a bit odd — why start paying for something you were already getting for free?


The move seems especially risky since Seeking Alpha’s Premium Partnership Program will pay a rate of $10 per thousand pageviews. That means a big chunk of the money the site makes from each article will go to the writer. (On the other hand, Seeking Alpha founder and CEO David Jackson told me last week that the site charges its advertisers premium rates thanks to its high-quality audience.)


So why change things? Jackson said it’s because the pay model allows Seeking Alpha to reach a new set of writers. Until now, most contributors were financial advisors or other professionals who saw their articles as a way to build their reputation and attract new customers. But there’s a big pool of writers who have expertise in a specific financial subject but aren’t looking for customer leads (for example if they’re retired, or if they’ve built up knowledge as an individual investor). Those writers need a different incentive to contribute — namely, money.


The ultimate goal, Jackson said, is to become “the eBay of financial content, to put people in business who otherwise wouldn’t be in business.” Your average Seeking Alpha article receives between 2,500 and and 20,000 pageviews, he added — which means a payment of between $20 and $200. (The payments will be made quarterly, and to reduce the company’s overhead, you won’t get paid until you’re owed at least $100.) For some contributors, the payments will just represent an extra bit of spending money, but for others it could be a nice income.


Some of Seeking Alpha’s existing writers will switch to the new model, while others will not, Jackson said, because if you want to get paid, the site will require exclusive rights to the article.


One of the risks of the pay-per-pageview model is that it might encourage sensationalism for the sake of chasing traffic (and making more money). Obviously, the site wants to grow pageviews, but Jackson said he’ll be relying on its editorial team to act as a quality filter as the amount of submissions grows.


Seeking Alpha already has 4,000 registered contributors, Jackson said. The site’s investors include Benchmark Capital, Accel Partners, and DAG Ventures.


Next Story: iPhone 5, iPad 2 rumors abound: dual-core processors, high-resolution display Previous Story: Evidence suggests Stuxnet worm set Iran’s nuclear program back





So we have come to the final two episodes of “Sarah Palin’s Alaska,” not only for this season but forever. Now is a time for reflection on all of the totally apolitical life lessons we’ve learned from the rugged wilderness, experienced guides, and wise elders of the 49th state. Plus all-new footage that was too boring to run before!


1. There are only two ways to appreciate wild animals: Slicing them open and anthropomorphizing them to make vaguely defined political points.


In the penultimate episode, we watch Piper squeal excitedly over frolicking sea lions as Palin remarks, “I have a beautiful sealskin purse.” It's the circle of life, kiddo. Later, in the recap episode, we get to relive all of the caribou-hunting, halibut-bludgeoning, and salmon-dismembering good times of the season -- including never-before-seen footage. Hooray! Watch as Palin mounts caribou antlers, tours a den of taxidermy horrors and learns about curing fish heads.


But animals aren’t just for killing in “Sarah Palin’s Alaska,” because the live ones also make handy, albeit strained, political metaphors. We’ve all heard about Palin’s beloved mama grizzlies seven or eight thousand times -- even when they were technically mama brown bears -- but did you know that adult muskoxen will position themselves around a baby at the first sign of danger, creating a protective circle? Palin proudly tells us that she recently used that image in a political speech about “how we should be as a society,” although she does not specify who the baby and adults are in the scenario. She just tromps toward the herd and declares, “I’ll be the mama muskox!”


2 . Technology is what’s really wrong with America.


After her scuba-diving brother retrieves some gold from the bottom of the sea, Palin takes Piper to have it turned into jewelry for Grandma Heath. Watching a man pour the recently melted metal into a mold, Palin explains that she expected the operation to be more high-tech, but no, like seemingly every other job in Sarah Palin’s Alaska, it’s the far more exciting “hands-on, blue collar work.” Later, Todd Palin is similarly psyched about the clicker a Department of Fish and Game official uses to count salmon by hand. How awesomely low-tech is that?


Husband and wife seem to agree: Alaskans don’t need no stinkin’ computers! That is, apart from the ones that transmit Palin’s FOX News commentaries. Those are actually really useful.


3. Sometimes kids do listen to their parents.


While panning for gold on a beach near Nome (and making a weak effort to discourage Piper’s fantasies of selling it on EBay for “something thousand” dollars), Palin asks their guide, “Does it come down to who works hardest or who’s luckiest?” “Both,” he tells her, as I boggle at hearing Palin acknowledge that luck might play even the tiniest role in an individual’s accumulation of wealth.


The moment is predictably fleeting, though. When asked what was the greatest life lesson she learned during the course of her mother’s reality show, 16-year-old Willow replies: “You have to work hard to get your money. And then the more money you have, the more things you can buy. Like a new car. I don’t know.”


The proud mama muskox laughs. “No, that’s a good answer.”


 -- Kate Harding


 Photo: Sarah Palin. Credit: Gilles Mingasson / TLC




benchcraft company scam

Be A Part of the Oscars Movie <b>News</b> &amp; Movie Reviews | Geo Blog

Do you like reading movie news and movie reviews? All of us without exception love the movies. They allow us to escape into a fantasy world and get away from our everyday realities if only for a while. Sitting in front of the screen at ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...


bench craft company reviews

Popular financial news and commentary website Seeking Alpha seems to have a pretty sweet setup — the site has built up a large readership (40 to 45 million pageviews per month) with articles that are written for free. So the announcement that the site will start paying its contributors looks a bit odd — why start paying for something you were already getting for free?


The move seems especially risky since Seeking Alpha’s Premium Partnership Program will pay a rate of $10 per thousand pageviews. That means a big chunk of the money the site makes from each article will go to the writer. (On the other hand, Seeking Alpha founder and CEO David Jackson told me last week that the site charges its advertisers premium rates thanks to its high-quality audience.)


So why change things? Jackson said it’s because the pay model allows Seeking Alpha to reach a new set of writers. Until now, most contributors were financial advisors or other professionals who saw their articles as a way to build their reputation and attract new customers. But there’s a big pool of writers who have expertise in a specific financial subject but aren’t looking for customer leads (for example if they’re retired, or if they’ve built up knowledge as an individual investor). Those writers need a different incentive to contribute — namely, money.


The ultimate goal, Jackson said, is to become “the eBay of financial content, to put people in business who otherwise wouldn’t be in business.” Your average Seeking Alpha article receives between 2,500 and and 20,000 pageviews, he added — which means a payment of between $20 and $200. (The payments will be made quarterly, and to reduce the company’s overhead, you won’t get paid until you’re owed at least $100.) For some contributors, the payments will just represent an extra bit of spending money, but for others it could be a nice income.


Some of Seeking Alpha’s existing writers will switch to the new model, while others will not, Jackson said, because if you want to get paid, the site will require exclusive rights to the article.


One of the risks of the pay-per-pageview model is that it might encourage sensationalism for the sake of chasing traffic (and making more money). Obviously, the site wants to grow pageviews, but Jackson said he’ll be relying on its editorial team to act as a quality filter as the amount of submissions grows.


Seeking Alpha already has 4,000 registered contributors, Jackson said. The site’s investors include Benchmark Capital, Accel Partners, and DAG Ventures.


Next Story: iPhone 5, iPad 2 rumors abound: dual-core processors, high-resolution display Previous Story: Evidence suggests Stuxnet worm set Iran’s nuclear program back





So we have come to the final two episodes of “Sarah Palin’s Alaska,” not only for this season but forever. Now is a time for reflection on all of the totally apolitical life lessons we’ve learned from the rugged wilderness, experienced guides, and wise elders of the 49th state. Plus all-new footage that was too boring to run before!


1. There are only two ways to appreciate wild animals: Slicing them open and anthropomorphizing them to make vaguely defined political points.


In the penultimate episode, we watch Piper squeal excitedly over frolicking sea lions as Palin remarks, “I have a beautiful sealskin purse.” It's the circle of life, kiddo. Later, in the recap episode, we get to relive all of the caribou-hunting, halibut-bludgeoning, and salmon-dismembering good times of the season -- including never-before-seen footage. Hooray! Watch as Palin mounts caribou antlers, tours a den of taxidermy horrors and learns about curing fish heads.


But animals aren’t just for killing in “Sarah Palin’s Alaska,” because the live ones also make handy, albeit strained, political metaphors. We’ve all heard about Palin’s beloved mama grizzlies seven or eight thousand times -- even when they were technically mama brown bears -- but did you know that adult muskoxen will position themselves around a baby at the first sign of danger, creating a protective circle? Palin proudly tells us that she recently used that image in a political speech about “how we should be as a society,” although she does not specify who the baby and adults are in the scenario. She just tromps toward the herd and declares, “I’ll be the mama muskox!”


2 . Technology is what’s really wrong with America.


After her scuba-diving brother retrieves some gold from the bottom of the sea, Palin takes Piper to have it turned into jewelry for Grandma Heath. Watching a man pour the recently melted metal into a mold, Palin explains that she expected the operation to be more high-tech, but no, like seemingly every other job in Sarah Palin’s Alaska, it’s the far more exciting “hands-on, blue collar work.” Later, Todd Palin is similarly psyched about the clicker a Department of Fish and Game official uses to count salmon by hand. How awesomely low-tech is that?


Husband and wife seem to agree: Alaskans don’t need no stinkin’ computers! That is, apart from the ones that transmit Palin’s FOX News commentaries. Those are actually really useful.


3. Sometimes kids do listen to their parents.


While panning for gold on a beach near Nome (and making a weak effort to discourage Piper’s fantasies of selling it on EBay for “something thousand” dollars), Palin asks their guide, “Does it come down to who works hardest or who’s luckiest?” “Both,” he tells her, as I boggle at hearing Palin acknowledge that luck might play even the tiniest role in an individual’s accumulation of wealth.


The moment is predictably fleeting, though. When asked what was the greatest life lesson she learned during the course of her mother’s reality show, 16-year-old Willow replies: “You have to work hard to get your money. And then the more money you have, the more things you can buy. Like a new car. I don’t know.”


The proud mama muskox laughs. “No, that’s a good answer.”


 -- Kate Harding


 Photo: Sarah Palin. Credit: Gilles Mingasson / TLC




benchcraft company scam

Be A Part of the Oscars Movie <b>News</b> &amp; Movie Reviews | Geo Blog

Do you like reading movie news and movie reviews? All of us without exception love the movies. They allow us to escape into a fantasy world and get away from our everyday realities if only for a while. Sitting in front of the screen at ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...


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[reefeed]
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18th c 2 Portrait Miniatures Capt &amp; Mrs Silas Swain yqz Sold on eBay by Million Dollar Power Seller Norb Novocin on estateauctionsinc by gettingsoldonebay


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Be A Part of the Oscars Movie <b>News</b> &amp; Movie Reviews | Geo Blog

Do you like reading movie news and movie reviews? All of us without exception love the movies. They allow us to escape into a fantasy world and get away from our everyday realities if only for a while. Sitting in front of the screen at ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...


bench craft company reviews

Popular financial news and commentary website Seeking Alpha seems to have a pretty sweet setup — the site has built up a large readership (40 to 45 million pageviews per month) with articles that are written for free. So the announcement that the site will start paying its contributors looks a bit odd — why start paying for something you were already getting for free?


The move seems especially risky since Seeking Alpha’s Premium Partnership Program will pay a rate of $10 per thousand pageviews. That means a big chunk of the money the site makes from each article will go to the writer. (On the other hand, Seeking Alpha founder and CEO David Jackson told me last week that the site charges its advertisers premium rates thanks to its high-quality audience.)


So why change things? Jackson said it’s because the pay model allows Seeking Alpha to reach a new set of writers. Until now, most contributors were financial advisors or other professionals who saw their articles as a way to build their reputation and attract new customers. But there’s a big pool of writers who have expertise in a specific financial subject but aren’t looking for customer leads (for example if they’re retired, or if they’ve built up knowledge as an individual investor). Those writers need a different incentive to contribute — namely, money.


The ultimate goal, Jackson said, is to become “the eBay of financial content, to put people in business who otherwise wouldn’t be in business.” Your average Seeking Alpha article receives between 2,500 and and 20,000 pageviews, he added — which means a payment of between $20 and $200. (The payments will be made quarterly, and to reduce the company’s overhead, you won’t get paid until you’re owed at least $100.) For some contributors, the payments will just represent an extra bit of spending money, but for others it could be a nice income.


Some of Seeking Alpha’s existing writers will switch to the new model, while others will not, Jackson said, because if you want to get paid, the site will require exclusive rights to the article.


One of the risks of the pay-per-pageview model is that it might encourage sensationalism for the sake of chasing traffic (and making more money). Obviously, the site wants to grow pageviews, but Jackson said he’ll be relying on its editorial team to act as a quality filter as the amount of submissions grows.


Seeking Alpha already has 4,000 registered contributors, Jackson said. The site’s investors include Benchmark Capital, Accel Partners, and DAG Ventures.


Next Story: iPhone 5, iPad 2 rumors abound: dual-core processors, high-resolution display Previous Story: Evidence suggests Stuxnet worm set Iran’s nuclear program back





So we have come to the final two episodes of “Sarah Palin’s Alaska,” not only for this season but forever. Now is a time for reflection on all of the totally apolitical life lessons we’ve learned from the rugged wilderness, experienced guides, and wise elders of the 49th state. Plus all-new footage that was too boring to run before!


1. There are only two ways to appreciate wild animals: Slicing them open and anthropomorphizing them to make vaguely defined political points.


In the penultimate episode, we watch Piper squeal excitedly over frolicking sea lions as Palin remarks, “I have a beautiful sealskin purse.” It's the circle of life, kiddo. Later, in the recap episode, we get to relive all of the caribou-hunting, halibut-bludgeoning, and salmon-dismembering good times of the season -- including never-before-seen footage. Hooray! Watch as Palin mounts caribou antlers, tours a den of taxidermy horrors and learns about curing fish heads.


But animals aren’t just for killing in “Sarah Palin’s Alaska,” because the live ones also make handy, albeit strained, political metaphors. We’ve all heard about Palin’s beloved mama grizzlies seven or eight thousand times -- even when they were technically mama brown bears -- but did you know that adult muskoxen will position themselves around a baby at the first sign of danger, creating a protective circle? Palin proudly tells us that she recently used that image in a political speech about “how we should be as a society,” although she does not specify who the baby and adults are in the scenario. She just tromps toward the herd and declares, “I’ll be the mama muskox!”


2 . Technology is what’s really wrong with America.


After her scuba-diving brother retrieves some gold from the bottom of the sea, Palin takes Piper to have it turned into jewelry for Grandma Heath. Watching a man pour the recently melted metal into a mold, Palin explains that she expected the operation to be more high-tech, but no, like seemingly every other job in Sarah Palin’s Alaska, it’s the far more exciting “hands-on, blue collar work.” Later, Todd Palin is similarly psyched about the clicker a Department of Fish and Game official uses to count salmon by hand. How awesomely low-tech is that?


Husband and wife seem to agree: Alaskans don’t need no stinkin’ computers! That is, apart from the ones that transmit Palin’s FOX News commentaries. Those are actually really useful.


3. Sometimes kids do listen to their parents.


While panning for gold on a beach near Nome (and making a weak effort to discourage Piper’s fantasies of selling it on EBay for “something thousand” dollars), Palin asks their guide, “Does it come down to who works hardest or who’s luckiest?” “Both,” he tells her, as I boggle at hearing Palin acknowledge that luck might play even the tiniest role in an individual’s accumulation of wealth.


The moment is predictably fleeting, though. When asked what was the greatest life lesson she learned during the course of her mother’s reality show, 16-year-old Willow replies: “You have to work hard to get your money. And then the more money you have, the more things you can buy. Like a new car. I don’t know.”


The proud mama muskox laughs. “No, that’s a good answer.”


 -- Kate Harding


 Photo: Sarah Palin. Credit: Gilles Mingasson / TLC




benchcraft company portland or

18th c 2 Portrait Miniatures Capt &amp; Mrs Silas Swain yqz Sold on eBay by Million Dollar Power Seller Norb Novocin on estateauctionsinc by gettingsoldonebay


bench craft company reviews

Be A Part of the Oscars Movie <b>News</b> &amp; Movie Reviews | Geo Blog

Do you like reading movie news and movie reviews? All of us without exception love the movies. They allow us to escape into a fantasy world and get away from our everyday realities if only for a while. Sitting in front of the screen at ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...


benchcraft company portland or

18th c 2 Portrait Miniatures Capt &amp; Mrs Silas Swain yqz Sold on eBay by Million Dollar Power Seller Norb Novocin on estateauctionsinc by gettingsoldonebay


benchcraft company scam

Be A Part of the Oscars Movie <b>News</b> &amp; Movie Reviews | Geo Blog

Do you like reading movie news and movie reviews? All of us without exception love the movies. They allow us to escape into a fantasy world and get away from our everyday realities if only for a while. Sitting in front of the screen at ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...


bench craft company reviews

Be A Part of the Oscars Movie <b>News</b> &amp; Movie Reviews | Geo Blog

Do you like reading movie news and movie reviews? All of us without exception love the movies. They allow us to escape into a fantasy world and get away from our everyday realities if only for a while. Sitting in front of the screen at ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...


benchcraft company scam

Be A Part of the Oscars Movie <b>News</b> &amp; Movie Reviews | Geo Blog

Do you like reading movie news and movie reviews? All of us without exception love the movies. They allow us to escape into a fantasy world and get away from our everyday realities if only for a while. Sitting in front of the screen at ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...


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benchcraft company portland or

18th c 2 Portrait Miniatures Capt &amp; Mrs Silas Swain yqz Sold on eBay by Million Dollar Power Seller Norb Novocin on estateauctionsinc by gettingsoldonebay


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benchcraft company scam

Be A Part of the Oscars Movie <b>News</b> &amp; Movie Reviews | Geo Blog

Do you like reading movie news and movie reviews? All of us without exception love the movies. They allow us to escape into a fantasy world and get away from our everyday realities if only for a while. Sitting in front of the screen at ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...


benchcraft company scam

So you want to make some extra money but perhaps don't know where to start, or perhaps you want to make more money online than you currently are, or perhaps you are just starting out and looking for helpful advice and guidance on how to avoid getting sucked into a SCAM.

So here you go, here are a few useful tips for making money online.

1. Decide how much you want to make and stick to it.

Perhaps you want to just generate some extra income, maybe topping up your monthly income with say £100/$200 per month. If so then stick to this, decide how much you need to make and also how much free time you currently have to earn this money. Bare in mind you might have prior work, family, social commitments and so on, do take these into consideration.

2. Start researching money making and money saving forums.

The best place to start before you part with any money is forums where home workers and online workers and earners gather. Spend a couple of weeks researching and reading forums, asking questions and so on. Remember people have made mistakes and errors when it comes to making money online, so rather than do the same, learn from them.

3. Decide what you can do.

Can you review products and places, are you a writer, an author maybe even a blogger at heart. There are in fact lots of ways you can make money online, but half of these are totally eclipsed by the huge amount of scams out there. Please don't pay any money up front to work from home, these are usually almost scams, you will never get your money back, and it will put a dent in your self confidence and ability to earn online. Remember if it looks too good to be true, it probably is.

4. Decide what hours you can work.

Perhaps if you can offer hours after 9-5, or time at the weekend you could earn money through blogging or article writing. Perhaps if you work at the weekends or at nights, you could make money selling on eBay, or maybe even being an online researcher or virtual assistant. Remember don't overwork yourself, start off just working a few hours a week or month online and see how it fits in with your prior commitments. Don't go mad and try to work every hour god sends, it will not, you will not keep it up and you will end up ill.

5. Research, research and research some more.

Always research money making opportunities' thoroughly, ask questions, don't pay any money until you are 1000% sure that the opportunity is genuine. Ask about opportunities on forums, on blogs, and remember if someone is enthusiastically telling you how much they are earning for doing absolutely nothing, shut your ears. Nobody can earn money online for doing nothing online, and no opportunities exist to get paid hundreds of pounds or dollars to post on forums, blog etc. Be weary and always keep your guard up until you are 1000% sure about an idea or opportunity.

6. Build it up.

Don't go mad and try to make millions over night, like I said before it just wont work, instead set yourself small but regular goals to achieve, for example say you want to start off by earning £100 or $200 a month in 6 months time, and so on. Don't try to compete with other people who might or might not be making money online, just do what you can, and remember that every little bit helps no matter how little it is you end up earning.

Good luck, I hope these tips and this article will help you.


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Be A Part of the Oscars Movie <b>News</b> &amp; Movie Reviews | Geo Blog

Do you like reading movie news and movie reviews? All of us without exception love the movies. They allow us to escape into a fantasy world and get away from our everyday realities if only for a while. Sitting in front of the screen at ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...


big seminar 14

Be A Part of the Oscars Movie <b>News</b> &amp; Movie Reviews | Geo Blog

Do you like reading movie news and movie reviews? All of us without exception love the movies. They allow us to escape into a fantasy world and get away from our everyday realities if only for a while. Sitting in front of the screen at ...

Repatriation of ailing Filipino woman sought - Arab <b>News</b>

Arab News contacted on Saturday the embassy official concerned with the case but he did not answer the call. “We specifically requested that aside from providing her medical care, the embassy should also arrange her immediate ...

Econbrowser: The employment <b>news</b> is good (I think)

The employment news is good (I think). The Bureau of Labor Statistics reported yesterday that the unemployment rate has fallen from 9.8% in November to 9.0% in January, as big a two-month drop as we've seen in the last 50 years (hooray! ...


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